Personal Contract Plan (PCP)

Personal Contract Purchase (PCP) gives you the flexibility of lower monthly payments, at the end of the term you will have the option to buy or to hand the car back. You will pay an initial deposit, followed by a chosen amount of monthly payments usually between 24 and 48 months.

Three final options

Return the car to the finance provider and pay nothing more, as long as the vehicle is in good condition, the mileage is within the agreed limit, and all the payments have been made, or part exchange the car for a new one, subject to payment of your outstanding finance, or pay the outstanding finance and own the car outright.

  • Cars up to 5 years old at inception and 9 years old at the end
  • No maximum deposit
  • No maximum contract mileage
  • Terms from 24 – 48 months
  • Available to private individuals, business users and limited companies
  • On-screen HP v PCP comparisons

How can I find out more?

Ask us for a quote or click on the car from the Stocklist tab on our website and see the Finance Calculator for a quotation

* Finance is available subject to status, to UK residents aged 18 years or over. Indemnities may be required. Conditions may apply depending on credit score status. Please contact us 01245 327911 or email us at stuartlord@essexautomotive.net for further details

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